Financial literacy is an essential and powerful life skill. This comprehensive suite of resources (for ages 4 to 14) follows a spiral approach where students build their financial competencies year-on-year. Through real-world contexts and examples, students are equipped with the skills they need to make appropriate financial decisions, both in childhood and beyond. Practice Book features:Comprehensive coverage from the fundamentals of money and budgeting through to managing a business and the economy.Age-appropriate, real-world topics, from pocket money to life beyond school.Builds strong foundations to ensure students are set up for sound financial management and economic wellbeing.Covers the important issue of ethical and sustainable spending.Future-focused units including digital financial management and cryptocurrency.Activities promote a joy of learning through collaboration, communication and higher-order questions.Glossary of terms supports the development of financial vocabulary.Hint boxes and challenge activities, plus advice in the Teacher''s Guide, support differentiation.